What is the Canadian Dental Care Plan?

The Canadian Dental Care Plan is a program that assists individuals in the access to dental care services. It has various types of plans that can be suitable for different individuals and budgets, thereby making it cost effective to visit a dentist. This plan helps in performing routine check-ups, cleaning, and other procedures to ensure that patients preserve their beautiful smiles.

Eligibility Requirements for the Canadian Dental Care Plan (CDCP)

To qualify for the Canadian Dental Care Plan (CDCP), you must meet all four requirements:

  • You don’t have dental insurance.
  • Your family’s adjusted net income is less than $90,000.
  • You are a Canadian resident for tax purposes.
  • You filed your taxes for the previous year.

You must meet all the eligibility criteria to qualify. If you have coverage through government social programs (provincial, territorial, or federal), you may still qualify for CDCP. In that case, your plans will work together to ensure there are no gaps or duplication in your dental coverage. 

How Do They Determine the Payment Amount for Covered Services in the Canada Dental Care Plan?

If you’re part of the Canada’s Dental Care Plan, you might have to make a co-payment based on your family’s adjusted net income. A co-payment is part of the dental fees that the CDCP doesn’t cover, and you’ll need to pay this to your dentist.

Here’s how it works based on your adjusted family net income:

Adjusted family net income How much will the CDCP cover How much you will cover
If your income is under $70,000 The CDCP will cover all eligible dental costs 0% of the CDCP established fees. You may face additional charges as described below.
If your income is between $70,000 and $79,999 The CDCP covers 60% of the dental costs. 40% of the CDCP established fees. You may face additional fees as described below.
If your income is between $80,000 and $89,999 The CDCP covers 40% of the dental costs 60% of the CDCP established fees. You may face additional fees as described below.

Keep in mind, that the fees from your dentist might be higher than what the CDCP pays. Always ask your CDCP dentist Malton, about any extra costs before getting treatment, so you know what you’ll have to pay.

What Services Are Covered Under The Canada Dental Care Plan (CDCP)?

 If you don’t have private dental insurance and are working with a tight budget, the good news is that the CDCP provides coverage for many dental services aimed at improving your oral health.

The following is a outline of how these procedures are categorized:

  • Preventive services: Routine cleanings, polishing, sealants, fluoride treatments, and to maintain optimal oral health.
  • Diagnostic services: Dental consultations and imaging studies are done to examine one’s mouth and teeth.
  • Restorative services: Treatments to repair diseased or fractured teeth such as inlays, onlays, crowns, and more.
  • Endodontic services: Procedures performed to save a tooth that has become damaged, such as root treatment.
  • Prosthodontic services: Custom dentures to replace missing teeth and restore your smile.
  • Periodontal services: Deep cleanings to maintain healthy gums and prevent gum disease.
  • Oral surgery services: Tooth extractions and other necessary surgeries.

Remember, some treatments might need prior approval, and coverage can differ based on your situation and plan details.

Procedure for Applying to the Canada Dental Care Plan (CDCP)

  • Check your eligibility: Provide your full name, date of birth, social insurance number, address, and other required details at the authorized website to see if you qualify.
  • Receive instructions: If eligible, you’ll get a letter with an application code and instructions.
  • Apply: Submit your application and find out right away if you’re approved.
  • Confirmation: If approved, you’ll get details on how to enroll. Your information will be sent to Sun Life for enrollment.
  • Start accessing services: Once enrolled, you can begin using the dental services in the plan.

Note: Providing accurate information can help speed up your application process.

Canada Dental Care Plan: Why is it Essential for Oral Health?

  • Budget-friendly care: The plan helps lower the cost of dental services, making it easier for everyone to get the care they need.
  • Prevents oral problems: Regular check-ups detect issues like cavities or gum disease early, preventing bigger, more expensive treatments later.
  • Promotes good habits: If dental care is budget-friendly, people are more likely to visit the CDCP regularly to improve long-term oral hygiene.
  • Boosts overall health: Oral health is linked to general health. Taking care of your teeth helps prevent other health problems like heart disease and more.
  • Access for all: The plan ensures that everyone, regardless of income, can maintain a healthy smile.

Reach Us Today For Detailed Information Regarding the Canadian Dental Care Plan!

At Brandon Gate Dental Care, we understand that dental health is important for everyone. Our Canadian dental plans are designed to meet your needs, providing cost-effective and comprehensive care for you and your family. If you have any questions about our plans or want to learn more, please don’t hesitate to contact us. We are here to help you achieve a healthy, beautiful smile!